Your Health Plan Has Gaps. Supplemental Coverage Fills Them.
A hospital stay, a cancer diagnosis, or a serious accident can wipe out savings even with good health insurance. Deductibles, copays, lost income, and everyday bills don't stop just because you are sick.
Supplemental insurance pays you cash directly — no receipts, no approvals, no restrictions on how you use it. You decide what matters most.
Types of Supplemental Coverage We Offer
Critical Illness
Pays a lump sum if you are diagnosed with cancer, heart attack, stroke, or other covered conditions. Use it for anything — bills, treatment, mortgage payments.
Hospital Indemnity
Pays a daily cash benefit for every day you are hospitalized. Covers what your health plan doesn't — deductibles, copays, and out-of-pocket costs.
Accident Insurance
Pays cash benefits for ER visits, fractures, dislocations, and more. Covers the unexpected costs that health insurance leaves behind.
Why Supplemental Coverage Matters
- The average cancer patient spends over $8,000 out of pocket even with insurance
- 1 in 4 Americans will be hospitalized this year — the average stay costs $15,000+
- Lost income during recovery is not covered by any health plan
- Supplemental plans start at under $30/month and pair with any existing coverage
- Benefits are paid directly to you — no insurance company deciding how to spend it
Who Should Consider Supplemental Coverage?
Anyone with a high deductible, a family history of serious illness, a job without paid sick leave, or simply anyone who could not absorb a $5,000 to $10,000 unexpected medical expense should consider supplemental coverage. It is the safety net that sits underneath your safety net.
